Terms · updated 18 October 2026
A few things
to know.
Horizon helps you explore a possible future. These terms explain the limits of the illustrations and how Premium works.
Planning illustrations
The app uses the information and assumptions you enter to illustrate UK retirement finances. It does not provide personal financial, investment, tax or legal advice and does not recommend a particular provider or investment. A funded projection does not guarantee that your real retirement will be funded.
Returns, inflation, tax rules, pension eligibility and your circumstances can change. Generated scenarios are illustrative, not probability forecasts. The model simplifies tax, timing and pension rules and does not verify contribution allowances or affordability. Check important figures against official statements and consider regulated advice before making financial decisions.
Annual Premium
Premium removes banner adverts and supports ongoing independent development. It is an optional annual auto-renewable subscription available through the UK App Store at £7.99 a year. Apple shows the actual purchase price, billing period and renewal terms before you confirm a purchase; those terms control the purchase.
Apple charges your Apple account after confirmation. The subscription renews automatically unless cancelled in your Apple subscription settings. Manage or cancel it using Settings → Manage annual subscription in the app, or your iPhone's Apple account settings. Cancelling renewal normally retains access until the paid period ends. Resetting or removing the app does not cancel a subscription. Purchases can be restored using the same Apple account.
Refund requests are handled through Apple's purchase support. Purchase and renewal information shown by Apple controls the transaction. Regular improvements are the aim of development; no particular feature or release schedule is promised.
Licence and your rights
The app is licensed under Apple's standard End User Licence Agreement, together with applicable Apple media-services terms. Nothing on this website removes rights you have under applicable consumer law.
Information and support
This website describes Horizon and its features. Sample previews contain fictional figures. Provider names and logos belong to their respective owners and do not imply endorsement.
For help, feedback or questions about these terms, visit Support. Data handling is described in the privacy policy.