Privacy · updated 18 October 2026

Your plan.
Your information.

Horizon keeps your financial plan and reminder data on your iPhone. This policy explains the app, optional services and this website.

Your ages, balances, pensions, spending, projections and reminders are not sent to the developer, advertising providers or analytics services.

Who to contact

Horizon is provided by an independent developer. Use the privacy contact link for questions about this policy or information you have sent to the developer.

Your retirement plan

The app stores your plan locally using iOS file protection. Device backups follow your iPhone and Apple account settings. No developer-operated account or cloud synchronisation service is used.

Reports and diagnostics leave the app only when you choose to share them. Check the recipient and contents before sharing. Resetting the plan clears the active local plan; it does not delete copies you exported, device backups or any subscription. Removing the app removes its app data, subject to Apple's backup and retention behaviour.

Subscriptions

Apple handles payment, billing, refunds and subscription management under its policies. The app checks Apple's signed transaction information to confirm Premium access. The developer does not receive your payment-card details. Premium removes banner adverts while the subscription entitlement remains active.

Manage renewal through the app's Settings or Apple's subscription settings. Resetting the plan does not cancel a subscription.

Advertising

The free app can show Google Mobile Ads banner adverts after any required consent. Requests are non-personalised, publisher first-party IDs are disabled and the app does not request Apple's permission to track across other companies' apps. Non-personalised advertising can still involve technical data; it does not mean that Google processes no data.

Google may process device and network information, IP-derived approximate location, ad interactions, identifiers and diagnostic information to provide, secure and measure advertising, depending on device permissions and consent. Financial plan details are never included in ad requests. Premium suppresses banner creation and requests. Advertising privacy choices appear in Settings when Google's consent system requires them.

See Google's advertising privacy information and Google's iOS SDK data disclosure for details.

Usage and optional diagnostics

Apple may provide aggregate App Analytics according to Apple's privacy rules and your sharing choices. The app does not include a separate analytics SDK.

Optional in-app diagnostics are off by default. When enabled, they record basic feature counts, device family/model, app/build and iOS versions and system performance reports. They do not include your retirement values, device name, advertising identifier or a unique device identifier added by this app. Reports remain on your device unless you choose Share diagnostics and a destination. Turning collection off removes the locally retained diagnostic data; at most ten system reports are retained.

Support messages and your choices

If you email the developer, your email address, message and attachments are used to answer your request and follow up on the issue. Do not send financial account numbers or other sensitive information. Correspondence is kept for as long as reasonably needed for support or any applicable legal obligation.

You can ask about, correct or request deletion of information you voluntarily sent. Depending on applicable law, you may also have access, objection, restriction or portability rights and a right to complain to a data-protection authority. The developer cannot access a plan stored only on your iPhone. Contact support to make a privacy request.

This website

This static website is hosted on GitHub Pages. It adds no analytics scripts, advertising, cookies, third-party fonts or embedded media. Contact links open your own email app; there is no hosted contact form or mailing list.

GitHub may process IP addresses and technical request information to provide and secure hosting under the GitHub Privacy Statement. External links and email services operate under their own policies.

Policy updates

This page will be updated if the app's data practices change. The date above identifies this version.