In development

What's next
for Horizon.

An independent app, built to keep improving. Here's what I'm planning to work on next.

• A layout made for iPhone Duo

  Use both displays comfortably, with a layout that adapts as you open and close your iPhone.

• A dedicated iPad app

  More space for charts, comparisons and planning, with an interface designed around iPad.

• Your home, in your retirement plan

  Explore mortgage repayments, overpayments and the financial impact of moving home during retirement.

• Pension planning for lower-income households

  Model retirement income for lower-income households, including Marriage Allowance eligibility and the potential benefit of transferring part of the tax-free Personal Allowance between spouses or civil partners.

• Pension planning for higher earners

  More detailed modelling of pension contribution limits, the tapered annual allowance and tax relief.

• A broader view of your assets

  Track assets beyond pensions and savings, including depreciation, changes in value and potential Capital Gains Tax.

• Planning for expats and overseas property

  Explore how living abroad, cross-border pension income and overseas property could affect retirement plans, including tax and residency implications.

• More detail before retirement

  Bring earnings, salary sacrifice and the percentage you save into the picture before retirement starts.

• Model pension contributions

  Explore employee and employer pension contributions, including SIPPs.

• Plain-English learning

  Educational articles to make UK pensions and tax concepts easier to understand.

• Spending that fits your retirement

  Set more detailed budgets and adjust individual spending categories at different stages of retirement.

• Keeping pace with UK rule changes

  Regular updates for relevant changes to UK pension, tax and employer National Insurance rules.

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